Payment Provider
Xpaid
HQ: Poland, Est. 2022
- iGaming-friendly
- Crypto
Crypto-friendly EU neobank offering corporate IBAN accounts, OTC desk from 0.25%, white-label on/off-ramps and crypto invoicing for iGaming, nutra, dating and other high-risk sectors.
Overview
Xpaid is a payment service provider based in Poland, operating since 2022. Crypto-friendly EU neobank offering corporate IBAN accounts, OTC desk from 0.25%, white-label on/off-ramps and crypto invoicing for iGaming, nutra, dating and other high-risk sectors. The business trades through XPAID Sp. z o.o..
It offers P2P and Crypto processing with T+1 settlement (1 business day) of merchant funds. The provider quotes a conversion rate of 70%.
It lists coverage in 45 markets, including Austria, Albania, Andorra and Belgium. Supported currencies include 2 fiat currencies (USD, EUR) and 4 cryptocurrencies (BTC, ETH, USDC, USDT). Target verticals: Betting, Crypto, Dating, E-commerce, Finance, iGaming and Nutra.
Processing & settlement
- Processing type
- P2P, Crypto
- Settlement
- T+1
- Conversion rate
- 70%
- Rolling reserve
- Not listed
- Integration time
- up to 7 days
- Markets
- 45
Fees
- Service fee
- 0.3%
- OTC exchange from 0.25%
- Crypto processing from 1%
Supported verticals
- Betting
- Crypto
- Dating
- E-commerce
- Finance
- iGaming
- Nutra
Currencies
Fiat (2)
- USD
- EUR
Crypto (4)
- BTC
- ETH
- USDC
- USDT
Coverage (45 markets)
- Albania
- Andorra
- Austria
- Belgium
- Bosnia and Herzegovina
- Bulgaria
- Croatia
- Cyprus
- Czechia
- Denmark
- Estonia
- Finland
- France
- Germany
- Greece
- Hungary
- Iceland
- Ireland
- Italy
- Kosovo
- Latvia
- Liechtenstein
- Lithuania
- Luxembourg
- Macedonia
- Malta
- Moldova
- Monaco
- Montenegro
- Netherlands
- Norway
- Poland
- Portugal
- Romania
- San Marino
- Serbia
- Slovakia
- Slovenia
- Spain
- Sweden
- Switzerland
- Turkey
- Ukraine
- United Kingdom
- Vatican
Integration
- API
- Upon Request
- Plugins
- Not available
- Demo
- Upon Request
- Trial
- Not listed
Xpaid FAQ
Does Xpaid work with online casinos?
Yes. Xpaid lists Betting and iGaming among its supported verticals, so it accepts gambling merchants. Approval still depends on licensing, target GEOs and traffic quality, so expect a compliance review during onboarding.How fast does Xpaid settle funds?
Xpaid pays out merchant balances on T+1 settlement (1 business day). Settlement terms can vary by GEO and risk profile, so confirm them in your contract.What does Xpaid charge?
Published pricing: service fee 0.3%; OTC exchange from 0.25%; Crypto processing from 1%. Final rates are usually negotiated based on volume, vertical and GEO.Does Xpaid support cryptocurrency?
Yes. Xpaid lists 4 supported coins and tokens, including BTC, ETH, USDC and USDT.Where is Xpaid based?
Xpaid is headquartered in Poland. Its legal entity is XPAID Sp. z o.o., registered at Kolejowa 45 / 119, 01-210 Warsaw, Poland.
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Details are compiled from publicly available information and may change without notice. We are not affiliated with Xpaid; confirm fees, coverage and licensing directly with the provider.