Payment Provider

Xpay

Est. 2022

  • iGaming-friendly
  • Same-day settlement

P2P processor for iGaming in rouble markets. Pay-ins from 6.5%, payouts at 2%, and free USDT settlement on a T+0 schedule.

Overview

Xpay is a payment service provider, operating since 2022. P2P processor for iGaming in rouble markets. Pay-ins from 6.5%, payouts at 2%, and free USDT settlement on a T+0 schedule.

It offers P2P processing with same-day (T+0) settlement of merchant funds. The provider quotes a conversion rate of 95%. No rolling reserve is listed. Merchants can connect through an API and ready-made plugins, with onboarding quoted at 1 day.

It lists coverage in 2 markets — Azerbaijan and Russia. Supported currencies include 2 fiat currencies (AZN, RUB). Target verticals: Betting, Dating, E-commerce and iGaming.

Processing & settlement

Processing type
P2P
Settlement
T+0
Conversion rate
95%
Rolling reserve
No
Integration time
1 day
Markets
2

Fees

Pay-in
from 6.5% (min 500 RUB, max 230000 RUB)
Payout
from 2% (min 1000 RUB, max 900000 RUB)
Settlement
USDT 0%

Supported verticals

  • Betting
  • Dating
  • E-commerce
  • iGaming

Currencies

Fiat (2)

  • AZN
  • RUB

Coverage (2 markets)

  • Azerbaijan
  • Russia

Integration

API
Available
Plugins
Available
Demo
Upon Request
Trial
Not listed

Xpay FAQ

  • Does Xpay work with online casinos?
    Yes. Xpay lists Betting and iGaming among its supported verticals, so it accepts gambling merchants. Approval still depends on licensing, target GEOs and traffic quality, so expect a compliance review during onboarding.
  • How fast does Xpay settle funds?
    Xpay pays out merchant balances on same-day (T+0) settlement. No rolling reserve is listed. Settlement terms can vary by GEO and risk profile, so confirm them in your contract.
  • What does Xpay charge?
    Published pricing: pay-in from 6.5% (min 500 RUB, max 230000 RUB); payout from 2% (min 1000 RUB, max 900000 RUB); settlement USDT 0%. Final rates are usually negotiated based on volume, vertical and GEO.
  • Does Xpay support cryptocurrency?
    Xpay doesn't list crypto processing — it focuses on P2P processing.

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Details are compiled from publicly available information and may change without notice. We are not affiliated with Xpay; confirm fees, coverage and licensing directly with the provider.